Spuerkeess
Banque et Caisse d'Epargne de l'Etat, LuxembourgRCS number B30775
- Verifiedvalid until 19 Oct 2027
01Overview
About Spuerkeess
Short description by MeritVeri
State-owned Luxembourg retail and corporate bank (public establishment), known commercially as Spuerkeess, with the largest branch network in the country. It reports banking income of about EUR 1.24 billion and total assets above EUR 60 billion for 2025.
On this profile
02Verification
Checked
MeritVeri checks each fact against official public sources, the company's own publications or documentary evidence, and lists exactly what was checked. Nothing on this list can be bought.
Verified on 19 October 2026, valid until the end of 19 October 2027 (Brussels time).
- Official public sourcesBusiness register, central balance sheet office, official gazette, EU VAT system and LEI record
- Published by the companyThe company's own published annual reports and website
- Decided by MeritVeriMeritVeri decides every verification and records it with its date and reference
What was checked
| Item | Checked value | Source | State |
|---|---|---|---|
| Registration number | B30775 | — | Verified |
| VAT number | LU11408778 | — | Verified |
| Registered office address | 1 place de Metz, L-1930 Luxembourg | — | Verified |
| Website | https://www.spuerkeess.lu/ | — | Verified |
| Year founded | 1856 | — | Verified |
| CEO / managing director | 1 personsee People | — | Verified |
| Board of directors | 2 directorssee People | — | Verified |
| Financial statements | FY 2023 – FY 2025 · 3 yearssee Financials | — | Verified |
All items checked on 19 Oct 2026
Outside this verification
- Quality of products and services
- Phone number and email address
- Description, logo and photos
- Social media accounts
- Creditworthiness or future results
Verification cycles
- VRF-LU-2026-000070First verification · Current · 19 Oct 2026 – 19 Oct 2027Verified
03Financials
Three financial years,
Every checked amount was compared with the annual accounts filed with the official register. The result label for each year is always public.
| Metric | FY 202331 Dec | FY 202431 Dec | FY 202531 Dec | Trend |
|---|---|---|---|---|
| Result | Profit | Profit | Profit | Profit in 3/3 |
| Revenue | €1,070,788,000Verified | €1,171,794,000Verified | €1,239,559,000Verified | +16% since 2023 |
| Net resultafter tax | €400,781,000Verified | €400,370,000Verified | €529,512,000Verified | +32% since 2023 |
| Equity | Not available | Not available | Not available | — |
| Gross margin | Not available | Not available | Not available | — |
| EBITDA | Not available | Not available | Not available | — |
| Source | — | — | — |
FY 202531 Dec
Profit- Revenue
- €1,239,559,000Verified
- Net result
- €529,512,000Verified
- Equity
- Not available
- Gross margin
- Not available
- EBITDA
- Not available
FY 202431 Dec
Profit- Revenue
- €1,171,794,000Verified
- Net result
- €400,370,000Verified
- Equity
- Not available
- Gross margin
- Not available
- EBITDA
- Not available
FY 202331 Dec
Profit- Revenue
- €1,070,788,000Verified
- Net result
- €400,781,000Verified
- Equity
- Not available
- Gross margin
- Not available
- EBITDA
- Not available
Trend over the years
- Revenue+16% since 2023
- Net result+32% since 2023
- Equity—
- Gross margin—
- EBITDA—
What the states and labels mean
- Profit · Loss · Break-even
- Based on the net result of the financial year. Break-even: the net result, positive or negative, is at most 1% of that year's revenue. Otherwise a positive net result is a profit and a negative one a loss. If the year has no revenue figure, it is break-even only when the net result is exactly 0.
- Verified
- Checked by MeritVeri against the filed annual accounts or other official sources, in a verification that is valid today.
- Not disclosed
- The company chose not to publish this value.
- Not available
- There is no value for this financial year.
- Amount hidden by the company
- The company chose not to show its amounts. The years, the state of each value and the result of each year stay public.
04People
Who runs and it
Management, owners and board, checked by MeritVeri against official sources such as the official gazette and filed annual accounts, and against the company's own published annual reports.
CEO / managing director
- Françoise ThomaDirecteur Général, Président du Comité de directionVerified
Board of directors
- Camille FohlPrésident du Conseil d'administrationVerified
- Doris EngelDirecteur, membre du Comité de directionVerified
Only people marked “Verified” were checked by MeritVeri in a valid verification. “Checked earlier” means that verification is no longer valid.
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05Business details
Business details
Each detail says where it comes from. Only details marked “Verified” were checked by MeritVeri.
- Legal name
- Banque et Caisse d'Epargne de l'Etat, Luxembourg
- Trading name
- Spuerkeess
- RCS number
- B30775
- Verified
- VAT number
- LU11408778
- Verified
- Registered office
- 1 place de MetzL-1930 LuxembourgLuxembourg
- Verified
- Industry
- Financial services
- Founded
- 1856
- Verified
- Employees
- 1,000 or more employees
- Email address
- info@spuerkeess.lu
- Phone
- +352 4015-1
- Social media
- LinkedIn (opens in a new tab)
Listing updated on 19 Oct 2026 · Report incorrect information
06Awards
Awards
Results of published award editions. Placements are decided by MeritVeri and can never be bought.
No published award results yet.
07Reviews
What people
Experiences of customers, employees and business relations. Every review is checked by MeritVeri before it is published; the company cannot remove or reorder them.
0 published reviews
- 5 stars: 0 of 0
- 4 stars: 0 of 0
- 3 stars: 0 of 0
- 2 stars: 0 of 0
- 1 star: 0 of 0
- Customers
- 0
- Employees
- 0
- Business relations
- 0
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